Source: Mid-Columbia Insurance
Fall City, WA – A police chase of a vehicle stolen in Bellevue led to the two suspects abandoning the stolen vehicle in Issaquah and fleeing on foot. They then carjacked a woman in a red Kia Sportage but were blocked in by patrol cars. One of the car theft suspects was pulled from the car and arrested but the other suspect put the Kia in reverse and rammed the police vehicle that had blocked him in and drove off.
After a long chase by multiple police agencies and the King County Sheriff helicopter, the suspect had to abandon the Kia and surrender to the police after driving the vehicle into the flooded Snoqualmie river at the end of Dike Road in Fall City.
Both suspects were taken into custody. The carjacking victim was not injured and an Issaquah police officer suffered only minor injuries.
We don’t know what car insurance coverages those involved in this incident had but are simply using this as a teaching opportunity.
Whenever you see an accident, it is a good time to review your coverage and determine how your insurance would protect you if you were involved in something similar.
A stolen vehicle is covered by comprehensive coverage. Comprehensive and collision coverage together are commonly called ‘full coverage’. But you can just get Comprehensive and it is relatively inexpensive.
𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐣𝐮𝐫𝐲 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧
PIP covers medical expenses involving a vehicle. Any injuries to the woman who was carjacked would be covered by the vehicle’s Personal Injury Protection.
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